The Old Dominion has a variety of health insurance options in Virginia, but not all plans are created equal. Choosing the right plan depends on your budget and coverage needs. To help you make the best decision, we’ve compiled a list of top Virginia insurers, their rates and plans available.
When shopping for health insurance, it’s important to consider not only the cost of premiums but also your out-of-pocket costs. The best plan for you will strike a balance between reasonable premiums and sufficient coverage. To find the best options, you can compare the costs of individual plans in your area, as well as other factors such as customer satisfaction and network size.
Those who are poor or have a disability can qualify for assistance with the cost of their insurance on the marketplace. This helps to reduce monthly premiums and out-of-pocket expenses. To see if you qualify, you can use this calculator.
Virginia’s Health Assurance: A Guide to Diverse Insurance Choices
For those who do not qualify for subsidies, there are other ways to get affordable coverage in Virginia. For example, Medicaid is a government-funded program that helps residents with limited incomes. It covers essential services like doctor visits, prescription drug coverage, and hospital stays. To learn more, visit the Virginia Medicaid website.
If you’re shopping for individual plans, the best Virginia insurers based on price, quality, and customer satisfaction are Kaiser Permanente, Humana and Aetna. Each of these companies offers a wide range of plans, including HMO, PPO and EPO options. For example, Innovation Health (an affiliate of Aetna) offers the cheapest Silver plan in Virginia.